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How much money do I need to save before I retire? It’s one of the most common questions we hear and one of the most difficult to answer. To give an accurate response, we would need a few other questions answered first. These include: What are your expenses? How are your savings invested? What’s the market going to do? How much will you spend on health care and/or long-term care in retirement? Perhaps the most important unanswered question is, how long are you going to live?

Retirement Funding
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Pessimistic Planning

The dangers of a positive outlook in planning for your retirement. "If you are a true pessimist, you will scoff at the notion of any future event carrying a 100% probability of outcome.This projected certainty defies logic in almost any forward looking conclusion."

Investing Retirement Funding