Narrow Focus. Broad Perspective.
Our practice focuses on three specific life events:
Whether you are just starting to plan for retirement or already retired, we can help. We don’t just sell retirement products, we build comprehensive retirement plans.
Long Term Care Planning
We offer all types of Long Term Care Insurance policies from all of the major carriers. We also help people plan without insurance, including those that already need care.
Generating a sufficient stream of income in retirement may not be enough. Effective tax planning is needed to help you keep more of what you generate. Given our country’s fiscal path, it’s likely tax rates will be higher in the future than they are now. Effective tax strategies can help your money last longer in retirement.
We bring a broad and unbiased approach to each client, leveraging our decades of experience along with input from industry experts with whom we have formed strategic alliances. Our goal is to exceed your expectations and provide an unparalleled level of knowledge, professionalism and service.
We offer fee based and flat fee advisory services, as well as life and long-term care insurance and fixed annuity products.
Are we a good fit for you? Click on the link below to schedule a complimentary, no obligation meeting at either of our locations or via webinar.
What is a Fiduciary?
A relationship in which one party places special trust, confidence, and reliance in and is influenced by another who has a fiduciary duty to act for the benefit of the party
As a fee-based Investment Advisor Representative, Geoff George is held to the fiduciary standard. In other words, we are legally obligated to put your interest first at all times.
All Financial Professionals are not held to the same standard.
Many financial planners, advisors, brokers, agents and consultants are only required to adhere to the suitability standard. In other words, there is no legal barrier to protect you from a broker or agent putting their own interests ahead of yours.
When working with a fiduciary, you know your fiduciary is working for you.
Geoff holds some of the most prestigious designations in the retirement planning field for which he has undergone rigorous training and testing, and met strict education and experience requirements. Geoff’s professional designations include:
CSA – Certified Senior Advisor
In order to help people plan for their senior years, it is critical for an advisor to have a thorough understanding of the experiences and challenges their clients are likely to face throughout the retirement lifecycle. Geoff is among a small number of committed financial professionals that maintain the designation of Certified Senior Advisor.
The Society of Certified Senior Advisors is recognized as the country’s premier organization providing education and certification to professionals who work with seniors. In order to become a Certified Senior Advisor (CSA)® an individual must meet rigorous testing and screening requirements. The goal of the Society of Certified Senior Advisors is to create a strong and safe environment for seniors and those working with them.
The Certified Senior Advisor designation is Accredited by the American National Standards Institute (ANSI) and The National Commission for Certifying Agencies (NCCA).
In addition to meeting the initial requirements for certification, CSAs are required to maintain a commitment to high professional standards, ethics, trust and continuing education.
CRC – Certified Retirement Counselor
While many the more general financial planning designations including CFP, ChFC and CFA include some retirement related topics, very few focus on retirement planning. As a Certified Retirement Counselor, Geoff maintains a working knowledge of all aspects of retirement planning, including a thorough understanding of financial markets, estate planning, tax policy and longevity and morbidity risk.
The CRC is one of the only retirement planning specific designations that meets the accreditation requirements of the National Commission of Certifying Agencies (NCCA). Obtaining and maintaining the CRC designation involves meeting testing, experience and background requirements, adhering to a strict code of ethics and regular continuing education to stay on top of industry, regulatory and legislative changes.
CLTC – Certification in Long Term Care
The Certification in Long Term Care (CLTC) designation focuses on extended care planning. Despite the fact that long term care is the greatest unprotected risk that most people face in retirement, many people neglect this important part of the planning process.
The CLTC designation provides advisors with the information, tools and resources to engage their clients on this topic. The goal is to help clients protect their families from the risk of needing extended care.
SOFA – The Society for Financial Awareness
Founded in 1993, The Society for Financial Awareness is a 501(c)(3) non profit dedicated to providing financial education across America, one community at a time. As a non-profit, SOFA does not sell, recommend or endorse any products or services. Members of the group are committed to providing education and awareness in their individual communities.
Geoff is a founding member of the Twin Cities Chapter of the Society for Financial Awareness. He provides educational workshops through employers, trade groups, non-profit organizations, and community centers.